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Credit Reports
When you apply for a loan, lenders will check your credit report, which is a written history of your credit. Your credit report will include any loans, credit cards or credit blemishes that have incurred in the past few years, as well as personal information and past inquiries on your report. Before you apply for a loan, it is a good idea to order a copy of your credit report, so you have the opportunity to see exactly what lenders see.
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